Free, and free in the way that does not have a catch at the end.
Financial wellness workshops across the Northland, paid for by employers and grants rather than by the people in the room. Nobody is sold anything and no data leaves the session.
Why free actually means free here
Most free financial education is marketing for a product. A seminar ends with an insurance pitch, or a budgeting app that harvests your accounts, or an adviser who takes a percentage. The education is the hook.
This is funded the other way round. Employers pay for sessions for their staff and grants cover the community workshops. The people in the room are not the customer, which is the only structure where free is honest.
That means nobody here can sell you anything even if they wanted to. There are no products, no referral fees and no commission. If you need a regulated adviser we will tell you and we get nothing for saying so.
It also means we can say unpopular things. Sometimes the answer is that the car has to go, and an organisation that earns on your loan will never be the one to tell you.
Open workshops
Coming up
Ninety minutes each, no booking needed for the community sessions, and turning up late is fine.
Where the money went
Tracking a month without an app or a spreadsheet
Debt, in what order
Avalanche, snowball and which actually fits your life
Talking about money at home
The conversation most couples avoid until it is a crisis
Credit, plainly
What moves a score, what does not, and what nobody can fix for you
Before the holidays
A December plan made in October, which is the only time it works
Also free
One-to-one help
An hour, in private, with somebody who has seen worse than whatever you are bringing.
- Bring what you haveEven a carrier bag of unopened letters. Especially that.
- Nothing is recordedNo credit check, no account access, no file kept beyond your first name.
- Bring somebodyPartner, friend, adult child. Often it helps more than the appointment.
- We will referTo legal aid, to a regulated adviser, to a charity, when that is the right answer.
- No follow-up callsWe will not chase you. Come back if and when you want to.
- Book itBy phone, or turn up at a workshop and ask.
